Vol. 8 No. 1 (2025)

Nepal’s systems for insurance, risk management, and social protection remain fragmented and poorly coordinated. Multiple institutions work independently, with little collaboration or strategic alignment. As a result, efforts to protect people’s lives, property, and livelihoods are often inefficient and scattered.Risk management in Nepal is generally divided into two areas: disaster risk and enterprise risk. Disaster risk is handled mainly by the National Disaster Risk Reduction and Management Authority (NDRRMA), focusing on natural hazards. Enterprise and personal risks fall under commercial insurance companies regulated by the Nepal Insurance Authority (NIA). However, commercial insurance faces many issues, such as slow growth, low public awareness, underinsurance, mis-selling, and adverse selection.

Purpose: This study explores the behavioral and contextual factors influencing the adoption of livestock insurance in rural Nepal, drawing on the integrative frameworks of the Theory of Planned Behavior (TPB) and the Theory of Reasoned Action (TRA).

Purpose: This study aims to analyze the effect of investment diversification on the profitability of non-life insurance firms in Nepal, considering recent structural reforms and mergers.

Purpose: This study conducts a comprehensive multivariate evaluation of financial performance among selected Nepalese non-life insurers using the CARAMEL framework over the 2013/14–2021/22 period. It examines the influence of key financial dimensions on ROA and ROE, identifies patterns of strength and vulnerability, assesses the temporal stability of performance indicators, and develops a benchmarking tool tailored to Nepal’s evolving insurance landscape.

Purpose: By developing an integrated model grounded in behavioral economics, this study examines the key factors influencing consumer purchasing intentions towards life insurance through the mediation of persuasion.

Purpose: This study investigated how bank concentration and insurance penetration influence stock market development (SMD) across countries with varying income levels.

Purpose: This study aims to examine the influence of cultural perception (CP), peer influence (PI), and trust in institutions (TII) on agent influence (AI) and life insurance policy purchase decisions (PPD) among Nepalese consumers. Additionally, it investigates the mediating role of AI in translating these social and institutional factors into actual PPD.

Purpose: This study investigates the socio-demographic, economic, and behavioral determinants of life insurance policy preferences in Nepal. By employing a multinomial logistic regression (MLR) framework, it examines how these factors differentially influence choices among endowment, term, and whole life insurance.

Purpose: This study examines the dynamic relationship between monetary policy instruments and financial inclusion in Nepal, analyzing how key monetary policy tools affect access to financial services.

Purpose: This study aims to analyze how exports, imports, foreign direct investment, and government capital expenditure affect Nepal’s economic growth over both shortterm and long-term periods.

Purpose: CSR has been traditionally viewed as a voluntary undertaking; however, in recent times, CSR has become mandatory as per the Nepal Rastra Bank directive. This study investigates the status of mandated Corporate Social Responsibility in Nepalese Commercial Banks, how Nepalese banks are practicing, perceiving, and facing challenges with mandated CSR policies/regulations.